Monday, July 18, 2011
On Saving Time
Lesson Learned: making a trip to the bank for a single transaction, then waiting for customer service assistance of your mobile phone company, lining up to pay for your store card bill, and then going to the bookstore to get an item that's needed TOMORROW by your kid will certainly eat up half of your productive time.
Wednesday, July 13, 2011
Thursday, March 13, 2008
Confessions of A Credit Card Junkie
If there is anything of significance that has my name on it, it's my credit card statement. Next to my spouse, my credit card is the closest companion that I'm wedded to. Divorce or legal separation never entered my mind the day we were bound together by a contract.
I carry it, close to my heart (next to my HMO card), thinking that in case of any emergency, whether life-threatening or just has a glaring "Sale - Three Days Only" sign on a stand outside a store I happened to pass by, it will be there to save me (SAVE ME?!?).
I may forget birthdays of people I love (heck, I even had to search my mind for my daughter's birthday or my wedding anniversay date), but I will never EVER forget the cut-off date for my credit.
Don't take me wrong, I am no compulsive, clearance-sale driven shopper, but when it comes to swiping plastic, I make sure that there's a benefit behind every approved transaction. Rewards points. I swipe for points. It is the only way I know how to get back at the company that has collected goodness-knows-how-much from my pocket. Never have I felt more determined to show them that I can truly have the upper hand of this relationship.
I am finding ways. I believe we can co-exist and enjoy equal advantages. I pay the annual, they give me a substantial credit limit. I swipe, I get rewards points. It's that simple.
I carry it, close to my heart (next to my HMO card), thinking that in case of any emergency, whether life-threatening or just has a glaring "Sale - Three Days Only" sign on a stand outside a store I happened to pass by, it will be there to save me (SAVE ME?!?).
I may forget birthdays of people I love (heck, I even had to search my mind for my daughter's birthday or my wedding anniversay date), but I will never EVER forget the cut-off date for my credit.
Don't take me wrong, I am no compulsive, clearance-sale driven shopper, but when it comes to swiping plastic, I make sure that there's a benefit behind every approved transaction. Rewards points. I swipe for points. It is the only way I know how to get back at the company that has collected goodness-knows-how-much from my pocket. Never have I felt more determined to show them that I can truly have the upper hand of this relationship.
I am finding ways. I believe we can co-exist and enjoy equal advantages. I pay the annual, they give me a substantial credit limit. I swipe, I get rewards points. It's that simple.
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